discretionary-provision

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Case Title Lower Court Docketed Status Flags Tags Question Presented
19-884 Rick V. Caldwell, et ux. v. Unum Life Insurance Company of America Tenth Circuit 2020-01-16 Denied beneficiary-rights contra-proferentem discretionary-provision erisa fiduciary-duty insurance-policy judicial-deference trust-law I. UNUM (and other insurers) asserts ERISA insurers do not have a legal duty to draft unambiguous plans and policies. UNUM then argues that is has dis…