No. 19-700

Luis A. Ramos González, et al. v. Scotiabank de Puerto Rico, et al.

Lower Court: Puerto Rico
Docketed: 2019-12-03
Status: Denied
Type: Paid
Response Waived
Tags: banking-law court-sanction federal-regulations home-loan home-mortgage-loan mortgage-financing mortgage-loan-agreement null-and-void secondary-market unacceptable-site wastewater-disposal
Key Terms:
SocialSecurity DueProcess
Latest Conference: 2020-01-24
Question Presented (from Petition)

1. If an "Unacceptable Site", pursuant Federal Regulations, can be granted Mortgage Financing, such as a Home Mortgage Loan, which is insured by Federal Government and sold to Secondary Market (Federally related Mortgage Loan)?

2. If a Home Mortgage Loan Agreement—granted over an "Unacceptable Site" that poses ominous threats to Homeowners who live among human feces because the Site lacks a legal and adequate wastewater disposal system—is null and void because it was granted against the Law (Federal Regulations)?

3. If a Home Mortgage Loan Agreement granted over an "Unacceptable Site" shall be sanctioned by Courts when Federal Regulations prevent banking institutions from granting mortgage financing on a property that is considered an "Unacceptable Site"?

Question Presented (AI Summary)

Whether mortgage financing can be granted for an 'Unacceptable Site' under federal regulations, whether such a mortgage loan agreement is null and void, and whether courts should sanction such mortgage loans granted over an 'Unacceptable Site

Docket Entries

2020-01-27
Petition DENIED.
2020-01-08
DISTRIBUTED for Conference of 1/24/2020.
2019-12-19
Waiver of right of respondent First Bank Puerto Rico a/k/a FirstBank Puerto Rico to respond filed.
2019-12-19
Waiver of right of respondent Scotiabank de Puerto Rico to respond filed.
2019-11-07
Petition for a writ of certiorari filed. (Response due January 2, 2020)

Attorneys

First Bank Puerto Rico a/k/a FirstBank Puerto Rico
Arlyn Gonzalez-DiazCancio, Nadal & Rivera, LLC, Respondent
Luis Ramos González, et al.
Grace Monge-La FosseMonge La Fosse, Attorneys & Counselors at Law, LLC, Petitioner
Scotiabank de Puerto Rico
Solymar Noemi Castillo-MoralesGoldman Antonetti & Cardova, LLC, Respondent