Luis A. Ramos González, et al. v. Scotiabank de Puerto Rico, et al.
SocialSecurity DueProcess
1. If an "Unacceptable Site", pursuant Federal Regulations, can be granted Mortgage Financing, such as a Home Mortgage Loan, which is insured by Federal Government and sold to Secondary Market (Federally related Mortgage Loan)?
2. If a Home Mortgage Loan Agreement—granted over an "Unacceptable Site" that poses ominous threats to Homeowners who live among human feces because the Site lacks a legal and adequate wastewater disposal system—is null and void because it was granted against the Law (Federal Regulations)?
3. If a Home Mortgage Loan Agreement granted over an "Unacceptable Site" shall be sanctioned by Courts when Federal Regulations prevent banking institutions from granting mortgage financing on a property that is considered an "Unacceptable Site"?
Whether mortgage financing can be granted for an 'Unacceptable Site' under federal regulations, whether such a mortgage loan agreement is null and void, and whether courts should sanction such mortgage loans granted over an 'Unacceptable Site