Whether personal motor vehicle physical damage (MVPD) insurance valuations performed by a third party Software as a Service (SaaS) company over the Internet in digital real time transactions which stretch across state lines constitute Commerce among the several States and thus subject to regulation by Congress under the Commerce Clause. Infra 3.1.

Whether the SaaS as a registered entity is subject to Securities and Exchange Commission rules in the valuations created over the Internet. Infra 6.2.

Whether personal motor vehicle physical damage (MVPD) insurance valuations performed by a third party Software as a Service (SaaS) company over the Internet in digital real time transactions which stretch across state lines constitute Commerce among the several States and thus subject to regulation by Congress under the Commerce Clause