Whether, in reviewing an ERISA administrator's benefits denial, it is automatically dispositive that "two other courts" upheld the administrator's interpretation (as the Fifth Circuit held below, rendering "immaterial" the traditional "abuse-of-discretion inquiry"), or whether a reviewing court must consider all the traditional factors required in this Court's "combination-of-factors" analysis (as required by multiple courts of appeals and this Court).

Whether, in reviewing an ERISA administrator's benefits denial, it is automatically dispositive that 'two other courts' upheld the administrator's interpretation (as the Fifth Circuit held below, rendering 'immaterial' the traditional Firestone inquiry), or whether a reviewing court must consider all the traditional factors required in this Court's Firestone analysis (as required by multiple courts of appeals and this Court)