1. Whether the Eleventh Circuit's affirmation of the District Court's refusal to apply Georgia's renewal statute was in error when that refusal nullifies the United States Congress' Fair Debt Collection Practices Act grant of concurrent jurisdiction to Federal District Courts and State Courts of Competent Jurisdiction.

2. Whether the Eleventh Circuit's affirmation of the District Court's refusal to apply Georgia's renewal statute is in error when said denial obstructs uniformity by its creation of inconsistent decisions between Georgia's three Federal District Courts and Georgia's Courts of Competent Jurisdiction.

Whether the Eleventh Circuit's affirmation of the District Court's refusal to apply Georgia's renewal statute was in error