1. Should financial liability have reverted back to the motorist's uninsured/underinsured motorist policy Praetorian Insurance Company, after the Tortfeasor became uninsured due to the bankruptcy of his primary auto insurance company, American Sterling Insurance?

2. Should the Nevada courts have permitted the Nevada Insurance Guarantee Association (NIGA) to intervene on the Tortfeasors' behalf when all coverage options had not been exhausted?

Whether financial liability should have reverted back to the motorist's uninsured/underinsured motorist policy after the Tortfeasor became uninsured due to the bankruptcy of his primary auto insurance company